This week on The Retirement Readiness Podcast, Tim Regan and Katie Umland dive into a topic that impacts every financial decision we make—stress.

When life throws unexpected changes your way, from downsizing your home to helping adult children financially, the line between strategy and stress can blur. Tim and Katie break down how to prepare before the pressure hits, so you’re not making emotional decisions when the stakes are high.

Through real client stories and personal insight, they explore why planning ahead is one of the most powerful ways to take ownership of your financial journey. You’ll hear how simple mindset shifts—and intentional conversations—can help you navigate your next life crossroad with clarity and calm.

They also explore the connection between stress, decision fatigue, and confidence, offering practical ways to shift from reactive to proactive thinking when it comes to your money and your life.

Whether you’re facing a big transition or just want to avoid the “spinout” when the next one comes, this episode is packed with guidance on how to lead with strategy instead of stress.

3 Key Takeaways:

• Big decisions are inevitable—but stress doesn’t have to be. Planning ahead is key.

• Strategy gives you something to fall back on when life feels overwhelming.

• Aligning your financial choices with your values brings clarity and confidence.

Listen in for a thoughtful discussion on how to turn stress into strategy—and visit www.pv-wp.com for resources to help you navigate what’s next.